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77joya Terms and Conditions

These terms govern your use of the 77joya platform. Please read them carefully before registering or placing any bets. By creating an account on 77joya, you confirm that you have read, understood and agreed to everything on this page.

Last Updated: January 2025 Applies to all 77joya accounts

What the 77joya Terms Cover

The full terms are detailed below. Here's a quick summary of the most important areas so you know what to expect before you read the complete document.

Account Eligibility

You must be at least 18 years old to register on 77joya. One account per person is permitted. Providing false information during registration is a violation of these terms and may result in account suspension and forfeiture of any balance.

Deposits and Withdrawals

Minimum deposit is ৳100 via bKash, Nagad or Rocket. Withdrawals are processed within 15 minutes under normal conditions. 77joya charges no platform fees on transactions. Players are responsible for any fees charged by their mobile wallet provider.

Bonus Terms

All bonuses on 77joya come with wagering requirements that must be met before withdrawal. Bonus funds cannot be withdrawn directly — only winnings generated from bonus play are withdrawable once requirements are satisfied. Abuse of bonus offers will result in account review.

Account Security

You are responsible for keeping your 77joya login credentials secure. Do not share your password with anyone. 77joya will never ask for your password via email or chat. Enable two-factor authentication for additional protection — it's available free in your account settings.

Responsible Gaming

77joya provides deposit limits, loss limits, session timers and self-exclusion tools. Players who believe they may have a gambling problem are encouraged to use these tools or contact support. 77joya reserves the right to enforce limits on accounts showing signs of problem gambling.

Prohibited Activities

Collusion, match fixing, use of automated betting software, multi-accounting and any form of fraud are strictly prohibited on 77joya. Accounts found engaging in prohibited activities will be permanently suspended and all balances forfeited without appeal.

Important: These Terms and Conditions ("Terms") form a legally binding agreement between you ("the Player") and 77joya ("the Platform"). By registering an account or using any part of the 77joya platform, you confirm that you have read, understood and agreed to these Terms in full. If you do not agree, you must not use the platform.

1 Acceptance of Terms

These Terms apply to all players who access or use the 77joya platform, including the website, mobile browser version and Android application. By creating an account on 77joya, placing a bet, making a deposit or using any feature of the platform, you are confirming your full acceptance of these Terms.

77joya reserves the right to update or modify these Terms at any time. When changes are made, the updated Terms will be published on this page with a revised "Last Updated" date. Continued use of the 77joya platform after changes are published constitutes acceptance of the revised Terms. It is your responsibility to check this page periodically for updates.

These Terms should be read alongside the 77joya Privacy Policy and Responsible Gaming Policy, both of which form part of the overall agreement between you and the platform.

2 Eligibility and Registration

To register and use the 77joya platform, you must meet all of the following eligibility requirements:

  • You must be at least 18 years of age at the time of registration.
  • You must be accessing the platform from a jurisdiction where online betting is not prohibited by local law.
  • You must not be a current employee, contractor or immediate family member of a 77joya employee.
  • You must not have a previously suspended or banned account on 77joya under any name or identity.

During registration, you are required to provide accurate and complete personal information including your full name, date of birth, mobile number and preferred payment method. 77joya may request identity verification documents at any time to confirm the information provided. Failure to provide accurate information or to complete verification when requested may result in account suspension and withholding of funds pending investigation.

Age Verification: 77joya takes underage gambling seriously. If there is any reason to believe that a registered player is under 18 years of age, the account will be suspended immediately pending age verification. Any winnings accumulated during this period will be withheld until verification is complete.

3 Account Rules

Each player is permitted to hold only one active account on the 77joya platform. Creating multiple accounts — whether under the same name, different names or using different payment methods — is strictly prohibited and constitutes a violation of these Terms.

You are solely responsible for all activity that takes place on your 77joya account. This includes all bets placed, all deposits made and all withdrawals requested. You must keep your login credentials — username and password — confidential at all times. Do not share your account access with any other person.

77joya will never contact you by email, live chat or any other channel to ask for your password. If you receive any communication claiming to be from 77joya and requesting your password, treat it as fraudulent and report it to [email protected] immediately.

  • Accounts must be registered in the player's own name — not in the name of another person.
  • Players must update their account information promptly if any details change.
  • Account sharing or transferring account access to another person is not permitted under any circumstances.
  • 77joya reserves the right to request identity verification at any point during the account lifecycle.

4 Deposits and Payments

77joya accepts deposits via bKash, Nagad and Rocket — the three most widely used mobile wallets in Bangladesh. All deposits are processed in Bangladeshi Taka (BDT). The minimum deposit amount is ৳100. There is no maximum deposit limit, though 77joya reserves the right to apply limits to individual accounts where necessary.

Deposits are credited to your 77joya account balance in real time under normal conditions. If a deposit does not appear in your account within 10 minutes of completing the transaction, contact the support team with your transaction reference number and the issue will be investigated promptly.

  • All deposits must be made from a payment method registered in your own name.
  • Third-party deposits — where someone else funds your account — are not permitted.
  • 77joya does not charge platform fees on deposits. Any fees charged are applied by your mobile wallet provider.
  • Deposits made in error cannot always be reversed. Contact support immediately if you believe you have made an incorrect deposit.
Supported Payment Methods: bKash · Nagad · Rocket. All transactions are processed in BDT. Minimum deposit: ৳100. No platform fees applied by 77joya.

5 Withdrawals

Withdrawal requests on 77joya are processed to the same mobile wallet used for the most recent deposit. The minimum withdrawal amount is ৳200. Under normal operating conditions, withdrawals are completed within 15 minutes of the request being submitted.

Before a withdrawal can be processed, 77joya may require identity verification to be completed. This is a standard anti-fraud and anti-money-laundering measure. Players who have not yet completed verification may experience delays in withdrawal processing until documents are reviewed and approved.

  • Withdrawals can only be sent to a payment method registered in the player's own name.
  • The minimum withdrawal amount is ৳200.
  • Bonus funds cannot be withdrawn directly — only real-money winnings generated from bonus play are withdrawable once wagering requirements are met.
  • 77joya reserves the right to delay or withhold withdrawals pending investigation if there is reasonable suspicion of fraudulent activity.
  • In cases where a withdrawal is declined, the funds are returned to the player's 77joya account balance and the player is notified with a reason.

6 Bonuses and Promotions

77joya offers a range of bonuses and promotions to both new and existing players. All bonuses are subject to the specific terms attached to each offer, as well as the general bonus rules set out in this section. By claiming any bonus on 77joya, you agree to the applicable terms.

The 77joya welcome bonus provides new players with a 100% match on their first deposit up to ৳10,000. This bonus is credited automatically upon qualifying deposit — no promo code is required. The welcome bonus carries a wagering requirement of 20x the bonus amount, which must be completed before any bonus-related winnings can be withdrawn.

  • Wagering requirements must be met within 30 days of the bonus being credited. Uncompleted bonuses expire after this period.
  • Only real-money bets count towards wagering requirements. Bets placed with bonus funds do not count towards the requirement.
  • 77joya reserves the right to withdraw any bonus offer at any time without prior notice.
  • Players found to be abusing bonus offers — including but not limited to creating multiple accounts to claim bonuses repeatedly — will have their accounts suspended and all bonuses and associated winnings forfeited.
  • Certain games may contribute at different rates towards wagering requirements. Sports betting contributes 100%. Casino slots contribute 100%. Live dealer games contribute 10%. Check the specific promotion page for full contribution details.
Welcome Bonus: 100% match up to ৳10,000 on first deposit. 20x wagering requirement. Must be completed within 30 days. Full terms apply.

7 Betting and Gaming Rules

All bets placed on 77joya are final once confirmed. Players are responsible for checking the details of any bet — including the selection, stake and odds — before confirming. 77joya will not reverse or amend confirmed bets except in cases where a clear technical error has occurred on the platform's side.

Odds displayed on the 77joya platform are subject to change up until the moment a bet is confirmed. The odds at the time of confirmation are the odds that apply to the bet. In-play betting odds may change rapidly — it is the player's responsibility to confirm bets at the correct odds.

  • Minimum bet amount: ৳10 per selection.
  • Maximum bet amounts vary by sport, event and market. Limits are displayed at the time of bet placement.
  • 77joya reserves the right to void bets in cases of obvious pricing errors, data feed failures or events that are subsequently found to have been subject to match fixing.
  • Bets on events that are abandoned, postponed or cancelled will be voided and stakes returned to the player's account balance.
  • All casino game outcomes are determined by certified random number generators. Results are final and cannot be disputed on the basis of perceived unfairness.

8 Prohibited Activities

The following activities are strictly prohibited on the 77joya platform. Engaging in any of these activities will result in immediate account suspension, forfeiture of all balances and may be reported to relevant authorities where applicable:

  • Multi-accounting: Creating or using more than one account on 77joya under any identity.
  • Collusion: Coordinating with other players to manipulate game outcomes or exploit platform mechanics.
  • Bonus abuse: Exploiting bonus offers through systematic play designed to extract value without genuine gaming intent.
  • Automated betting: Using bots, scripts or any automated software to place bets or interact with the platform.
  • Fraud and money laundering: Using the 77joya platform to process funds obtained through illegal means or to obscure the origin of funds.
  • Chargebacks: Initiating fraudulent payment disputes or chargebacks against deposits made to 77joya.
  • Hacking or exploitation: Attempting to access, modify or exploit the 77joya platform, its systems or other players' accounts through any technical means.
Zero Tolerance: 77joya operates a zero-tolerance policy on all prohibited activities. Accounts found in violation will be permanently banned with no right of appeal, and all funds held in the account will be forfeited.

9 Responsible Gaming

77joya is committed to promoting responsible gaming and providing tools that help players stay in control of their gambling activity. The platform provides the following responsible gaming tools, all of which are accessible directly from your account settings:

  • Deposit limits: Set daily, weekly or monthly limits on how much you can deposit.
  • Loss limits: Cap the amount you can lose over a defined period.
  • Session timers: Set reminders or hard limits on how long you can play in a single session.
  • Self-exclusion: Temporarily or permanently exclude yourself from the platform. Self-exclusion requests are processed within 24 hours and cannot be reversed during the exclusion period.

If you are concerned about your gambling habits or those of someone you know, please visit the Responsible Gaming page for detailed guidance and support resources. 77joya takes problem gambling seriously and will cooperate fully with any player seeking help.

Remember: Gambling should be entertainment, not a way to make money or solve financial problems. Never bet more than you can comfortably afford to lose.

10 Privacy and Data

77joya collects and processes personal data in accordance with its Privacy Policy, which forms part of these Terms. By registering on 77joya, you consent to the collection and use of your personal data as described in the Privacy Policy.

77joya will never sell your personal data to third parties for marketing purposes. Data is shared only where required for payment processing, identity verification, fraud prevention or where required by law. All data is stored securely using industry-standard encryption.

11 Intellectual Property

All content on the 77joya platform — including but not limited to the logo, brand name, website design, game interfaces, graphics, text and software — is the intellectual property of 77joya or its licensed content providers. You may not copy, reproduce, distribute or create derivative works from any 77joya content without prior written permission.

The 77joya name and logo are registered trademarks. Unauthorised use of these marks in any context is prohibited and may result in legal action.

12 Limitation of Liability

77joya provides the platform on an "as is" basis. While every effort is made to ensure continuous availability and accurate information, 77joya does not guarantee that the platform will be free from errors, interruptions or technical issues at all times.

  • 77joya is not liable for losses resulting from platform downtime, technical errors or data feed failures beyond its reasonable control.
  • 77joya is not responsible for any losses arising from a player's failure to secure their account credentials.
  • In all cases, 77joya's maximum liability to any player is limited to the amount of funds held in that player's account at the time of the relevant incident.

13 Account Suspension and Closure

77joya reserves the right to suspend, restrict or permanently close any player account at its discretion, with or without prior notice, in the following circumstances:

  • Violation of any provision of these Terms.
  • Failure to complete identity verification when requested.
  • Reasonable suspicion of fraudulent activity, money laundering or match fixing.
  • A player's own request for self-exclusion or account closure.

Players who wish to close their account voluntarily may do so by contacting [email protected]. Any real-money balance remaining in the account at the time of closure will be returned to the player's registered payment method after standard verification checks are completed.

14 Changes to These Terms

77joya may update these Terms at any time. When material changes are made, players will be notified via a notice on the platform or by email to the address registered on their account. The updated Terms will take effect from the date they are published on this page.

If you do not agree with any changes to the Terms, you should stop using the 77joya platform and request account closure. Continued use of the platform after the effective date of any changes constitutes your acceptance of the revised Terms.

15 Contact and Disputes

If you have any questions about these Terms or wish to raise a dispute regarding your 77joya account, please contact the support team in the first instance:

  • Email: [email protected]
  • Live Chat: Available via the 77joya platform during support hours

77joya aims to resolve all disputes within 5 business days of receiving a formal complaint. If a dispute cannot be resolved through direct communication, both parties agree to seek resolution through good-faith negotiation before pursuing any other remedy.

These Terms are governed by and construed in accordance with applicable law. Any unresolved disputes will be subject to the exclusive jurisdiction of the relevant competent courts.

Support: For any questions about these Terms, contact us at [email protected]. We aim to respond to all queries within 24 hours.
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Registration is free and takes under three minutes. Deposit via bKash, Nagad or Rocket, claim your 100% welcome bonus up to ৳10,000 and enjoy sports betting, live casino, Pappu card games, Ocean Lord fishing and more — all from one account.

  • Free to register — no deposit required to create an account
  • 100% first deposit bonus up to ৳10,000 — credited automatically
  • Withdrawals processed in under 15 minutes via mobile wallet
  • Questions? Visit our FAQ page or read the About Us section
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18+ · T&Cs apply · Gamble responsibly